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with unemployment so high, how do you propose to employee all the immigrants who are already criminals by crossing our borders illegally. You are a disgrace to America and Americans which you are not either. Scandals will bring Obama down. I never believed Obama's administration is "transparent and honest". IRS scandal is same as Watergate scandal! Spying on journalists, are we, Mr President? Are we suppose to believe that Obama's people didn't know about IRS's actions? First Benghazi, now IRS-Obama is down! Finally, the truth about Democrats and their honesty-IRS tells it all. Leave Hillary Clinton alone, already! Immigration and guns are not our biggest problems; economy is. Who cares about Syria, deal with stuff at home! Obama doesn't get America's role in the world. The president doesn't have as much power as you think. Fortunately! Obama should fix his relationship with Congress. Who cares about Syria? it is not our business. Hillary Clinton will be the next president and she will make us proud. Of course Obama is a lame-duck, he surely is acting like the one. Funny guy Obama is. Can he be serious as well? Close Guantanamo, you fools! Do something with Syria! What exactly did Obama accomplish? George W.Bush was the real president. I'm looking forward to see Obama in "the former president" role. I miss George W Bush I am angry that Senate gun vote failed.Hate them... Drones should be used whenever needed. I know a lot is going on, but let's not forget about economy! If you don't pay attention, GOP will kill gun control! FBI is such a disappointment. Shame on you, US senators! It was clear that gun control measures are doomed. We must not panic and let terrorists scare us. What's with the explosions? What's going on? Congress makes me sick. How about terrorism Mr president? Tragedy again-is there end to it! Part of your job is to make us feel secure. Republicans have lost my support! Finally, the president that keeps his promises. NRA will not let you get away with gun control. Will NRA shut up now? Thank God we finally see Democrats and Republicans talking! You call this a budget proposal? Give us a break! We still remember your inauguration speech. Do you? Ban the guns! Go Obama! Change things! Obama's strategy might be smart, but Congress is not up to the challenge! Washington is corrupt! Obama's compliment was just that - a compliment! Will you end this story with North Korea already? Giving up five percent of your salary? Oh, pleeeease.... Giving back five percent of your salary is a pathetic move! Reduce global warming already! Jim Carrey is the best! Why doesn't Hillary Clinton retire already? Rubio is the next president Give visas to foreign workers! 'It is past time' for American immigration reform. Drone attacks kill innocent people and the more US enemies are being made. I am sick of your pathetic speeches DOMA is doomed I'll keep my gun, there's nothing you can do about it! Focus on the climate change, you promised! Just continue your negotiations with the Republicans - that's the only way. Gay marriage? It's Obama's fault! Stop messing around with the immigration issue! Do you even understand the meaning of marriage? When do you plan to do something about economy? Joe Biden has guts! What exactly did you do in Israel, Mr President? Loved the speech in Israel! Obama is all talk and no action The man thinks he's a super star, or something. It's nice to be proud of your president You do not really care about Israel! Why don't you deal with domestic problems first, the rest of the world can wait! Hillary supports same-sex marriage,do you, Mr. President? Stop pretending like you know how to run a country! Obama is the only President we have, deal with it! If we support you, will you finally, support us? I don't support anything that spells lie like Obama!! Please, ask as much of US as we ask of You! There is no other explanation when President Obama can just say NO! Mr. President, what is your next move? +1 FOR OBAMA! A man full of tongue shall not be established in the earth: evil shall catch the unjust man unto destruction.--Psalms 139:12 Your Marxist program to undermine America will never succeed. God Bless America! Let's move Obama! He Will told us a lie!!! AGAIN! Can't wait for your speech!! When will this crysis reach it's end? President obama is the Greatest man in world! This blockade that some parties think are essential to protect the general vote are just put in place to keep the advantage on the right not to protect against voter fraud. This is particularly true to make the sitting President appear ineffective in his policies. Congratulations, mr. President!!!!!! The United States brags about its political system, but the President says one thing during the election, something else when he takes office, something else at midterm and something else when he leaves. Somewhere out in this audience may even be someone who will one day follow in my footsteps, and preside over the White House as the president's spouse. I wish him well. The presidency has made every man who occupied it, no matter how small, bigger than he was; and no matter how big, not big enough for its demands. You will expect me to discuss the late election. Well, as nearly as I can learn, we did not have enough votes on our side. The elective system offered a bewildering freedom of choice, leaving some graduates with the impression that they had nibbled at dozens of canapes of knowledge and never had their fill. Votes are like trees, if you are trying to build a forest. If you have more trees than you have forests, then at that point the pollsters will probably say you will win. Voters quickly forget what a man says.
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Will recent scandals taint Obama's second term?

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The problems would get worse - much worse

Health Insurance companies should be non-profit organizations that are not publicly traded, that would reduce premiums overnight. When the fiduciary duty of a Health Care Insurance provider is profit and not providing the best quality of care at the most reasonable premium, of course you are going to continue to have higher premiums for lower care. The government should subsidize and/or pay premiums for those who can't afford it and Healtcare costs should be negotiated across the country, therefore a treatment in Texas costs the same as it would in Maine and also the Government should negotiate prices for prescription medicine as well and you would see the cost of that reduced fairly quickly as well. 

Health insurance and lifespan averages are linked. Insurance has a place in managing health care cost risk just like insurance has a place in risk management in many other parts of our lives. Health insurance as it stands is a severe problem to the cost/benefit equation, however. In response to selling health insurance across state lines I agree this needs to be done but not as an end all be all. To make this work you have to get rid of all antitrust barriers insurers benefit from today. You also have to standardize the products and create uniform financial health controls across the country. You also have to get rid of employer provided health insurance and the tax advantage driving most people into the individual market. 

If you then make it possible for anyone to change insurance at any time by limiting the ability of insurers to ban and or rate based on preexisting condition (except for a few lifestyle choice items such as smoking, and most cases of excessive weight) you can then have a truly competitive health insurance market. Just eliminating state regulation of the market would not be helpful, in fact some of the problems with the existing system would most likely get worse much worse.

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